“Kailangan ko lang talaga magtransfer ng money.”

Sample lines from a scammer (simulated script):

• Hi, good morning. This is Miguel, yung friend ni Nika.
• I think na she talked to you na about my small favor?
• Bale, kailangan ko lang talaga magtransfer ng money, pambayad ko sa friend ko.
• Medyo malaki kasi, at may problema yung account ko kaya nahahanap ako ng pwedeng tumulong sa akin.
• I’ll just deposit the money in your account kung ok lang, then kayo na po yung magta-transfer ng pera to my friend.
• I’ll just give you the account number ‘pag ready ka na mag transfer.
• Salamat sa tulong!

Things to note:

• Call from a friend of a friend
• Suspicious transaction is framed as a small favor
• Transaction is said to be payment to add a sense of legitimacy

Tags: Money Mule, Vishing