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Smishing, short for SMS Phishing, is when you receive a Short Message Service (SMS) or text message through a mobile phone from a number that is supposedly from a legitimate institution, but is actually sent by a scammer.


How this could happen


1: Contact

You get a text message that is supposedly from your bank. This message tells you to update your account details or your online access will be suspended, and gives you a link to click.

2: Belief

Because you’re convinced that it’s real, you click the link and fill up your account details.

3: Reality

The link is fake, and the scammer now has your account details (including your password).

4: Result

The scammer uses your details to log into your account, and transfers your money to a different account or other electronic fund transfer service where it will be withdrawn immediately.


Read more about how to avoid being a victim of Smishing and other scams in our tips page.

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